Someone ramming me intentionally in MTA pisses me off, but I wouldn't kick/ban for it. I would politely say FUCK YOU or FUCK OFF ASSHOLE! I do not see a problem with this. It is a game and a fuck you here and there shouldn't hurt anything. Now if you go to talking about my mama, and keep on running your mouth then that's a different story. Speaking different languages doesn't bother me. In fact, I hope, that if you do insult my mama you are speaking a language that I do not understand.